Client Reviews

What clients say about working with Roger Cooper CeMAP — independent mortgage adviser in London.

47+
Reviews
5.0 ★
Average rating
15+
Years advising
90+
Lenders accessed
First Time Buyers

Roger helped us navigate a really complex situation — I'm a contractor and James is employed, and we needed to maximise our borrowing for a Hackney terrace. Roger found us a lender that treated my day rate income brilliantly. We'd have been stuck without him.

Sarah & James, Hackney

High-Value Purchase

I went to my private bank first and they couldn't do what I needed. Roger knew exactly which specialist lender would work for my situation and the whole process was smooth from start to finish. Genuinely impressive knowledge of the market.

Marcus T., Canary Wharf

First Time Buyer

Being a first-time buyer in London on my own felt overwhelming. Roger made everything clear, explained every cost, and found me a great rate. I'm now in my own flat in Ealing — I couldn't have done it without his advice.

Priya K., Ealing

Remortgage

We were remortgaging after five years and assumed our existing lender would be fine. Roger showed us we were about to leave thousands of pounds on the table. Switched to a new lender and saved significantly over the next fix. Highly recommend.

David & Helen, Richmond

Self-Employed Mortgage

My accountant told me I couldn't get a mortgage because my income was structured in a way most lenders don't like. Roger found a lender who assessed it completely differently and I got the mortgage I needed. Expert advice, patient, and clear throughout.

Nkechi A., Stratford

Buy to Let

We wanted to buy a buy-to-let in Tooting and weren't sure whether to go in personal name or through our limited company. Roger walked us through the tax implications and found us a competitive rate through a lender we wouldn't have found on our own.

Tom & Lisa, Wandsworth

Remortgage & Equity Release

We wanted to remortgage and release some equity for an extension. Roger compared our existing lender's retention deal against the whole market and the difference was significant. He handled everything — we just signed and it was done.

Amara S., Islington

First Time Buyers

English isn't our first language and we were worried about understanding everything. Roger was patient, explained everything clearly multiple times, and we never felt rushed. We found a lender who accepted our combined income perfectly.

Wei & Mei, Barnet

Complex Income

My income includes a large bonus and some vested RSUs. Most advisers I spoke to didn't know how to present this to lenders. Roger immediately understood and found a lender who assessed my full compensation package in a way that worked for what I needed to borrow.

James H., City of London

First Time Buyer

I was buying on my own in Lewisham on a modest income and Roger was genuinely helpful in finding a lender who would give me the maximum I could afford responsibly. He was honest about what was achievable, which I appreciated.

Chioma O., Lewisham

Upsizing

We were selling our flat and upsizing to a house in Wimbledon simultaneously. The chain was complex and Roger kept everything on track from the mortgage side. When our chain nearly collapsed he found a solution quickly. Couldn't have done it without him.

Paul & Anna, Wimbledon

Sharia-Compliant Finance

Roger was knowledgeable about Sharia-compliant home finance options and helped us understand what was available. He explained the differences clearly and we felt confident in the decision we made. Professional throughout.

Hassan K., Tower Hamlets

Independent Advice Across All Client Types

The reviews above reflect the range of clients Roger Cooper advises — from first-time buyers navigating London's competitive market for the first time, to high-value purchases, self-employed buyers with complex income structures, buy-to-let investors, and clients remortgaging after years with their existing lender.

What clients consistently highlight is the combination of market knowledge, honest communication, and the ability to find solutions that other advisers or lenders could not. As an independent whole-of-market adviser with access to 90+ lenders, the range of solutions available is genuinely wider than with a restricted adviser or bank.

Initial mortgage advice is always free. Contact us to discuss your situation and understand what is achievable for your specific circumstances.

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Free initial advice from Roger Cooper CeMAP — whole-of-market, FCA regulated.

Mortgage International Ltd · FCA Ref 478810 · 207 Regent Street, London W1B 3HH